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    Could you pls share your views on Income Protection Savings plans eg. SBI LIFE – SMART INCOME PROTECT
    I remember you mentioning how endowment / ULIPs are not recommended
    However, if not these 2 products, what alternative products would you recommend for someone looking to take a sabbatical from work in the near future, and looking for a monthly income plan ?

  2. Looks like 6% return policy with inadequate cover. Would not recommend it. You can build your monthly income plan using SWP from a mutual fund corpus.

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